Welcome to AMBA SACCO
Rising Together.
Welcome to AMBA SACCO
Together to the Hill
Welcome to AMBA SACCO
One Community.
🤝 Our Partners
Inclusive Growth, Opportunity for All, Barrier to None.
Addis Ababa Youths Association
📰 News and Update
Agreement Signed to Benefit Women and Persons with Disabilities
A Memorandum of Understanding (MoU) has been signed between AMBA Saving and Credit Cooperative and Inclusive Growth, a local non-profit organization. The agreement outlines a wide range of opportun…
Mar 27, 2026Read More
Training Provided to Addis Ababa Youth Association Leaders
AMBA Saving and Credit Cooperative conducted a training session for leaders of the Addis Ababa Youth Association at the Association’s Head Office. The program brought together senior management and …
Mar 27, 2026Read More
A Joint Agreement Signed to Enhance Youth Empowerment
A Memorandum of Understanding (MoU) has been signed between AMBA Saving and Credit Cooperative and the Addis Ababa Youth Association. AMBA Saving and Credit Cooperative visited the Addis Ababa Yout…
Mar 27, 2026Read More
Amba SACCO Strengthens Reliability Through Modern Technology Adoption
Amba Savings and Credit Cooperative Organization (SACCO) continues to enhance service reliability and member trust by actively adopting modern information and communication technologies in its daily…
Feb 08, 2026Read More
AMBA SACCO Aims to Elevate Local Savings Culture
In the wake of the grand opening of Amba Sacco, financial experts praised the cooperative’s potential to cultivate a stronger culture of savings and responsible borrowing among Ambo residents. SACCO…
Jan 03, 2026Read More
Community Leaders Applaud Member-Owned Governance Model
During a post-launch panel discussion, community leaders highlighted Amba Sacco’s democratic structure — where members elect leadership and decisions are made collectively — as a major advantage ove…
Jan 03, 2026Read More
📖 Brochure
Front
Back
💡 Why Choose Us
Low Interest Rate
At AMBA we provide 9-14% interest rate. We believe progress is collective—when members grow, the whole community rises.
Member-Owned & Community-Focused
We are owned by our members, run for our members, and built to serve our community—not external shareholders.
Affordable Savings & Fair Credit
Enjoy competitive saving plans and access to loans with fair interest rates designed to uplift your financial life.
Trust, Transparency & Integrity
Every decision is guided by honesty, accountability, and clear communication you can trust.
📍 Our Branches
HQ Office
5 Killo, St. Marry Church, Infront of National Museum (Maksimas Budling), Addis Ababa, Ethiopia
Phone: +251 912-33-9028
💬 Contact Us
We’d love to hear from you. Reach us or send us a message.
Amba SACCO – Head Office
📞 +251 912-33-9028
📧 ambasacco2025@gmail.com
📍 5 Killo, St. Marry Church, Infront of National Museum (Maksimas Budling), Addis Ababa, Ethiopia
🕒 Monday – Friday: 8:30 AM – 5:30 PM Saturday: 9:00 AM – 12:00 PM
❓ Frequently Asked Questions
What is Amba SACCO?
Amba SACCO is a Savings and Credit Cooperative Organization owned and managed by its members. It helps members save regularly and access affordable loans to improve their financial well-being.
Who can become a member of Amba SACCO?
Any individual who meets the SACCO’s membership requirements and agrees to follow its bylaws can become a member. Membership is open to people who share common values of cooperation and mutual support.
How do I join Amba SACCO?
To join, visit any Amba SACCO branch, complete the membership application form, submit the required documents, and make the initial share and savings contribution.
What types of loans does Amba SACCO offer?
Amba SACCO offers various loan products, including personal loans, business loans, and emergency loans, all with fair interest rates and flexible repayment terms.
When can I access my savings and dividends?
Members can access their savings according to SACCO policies, and dividends are distributed annually based on individual savings and participation.
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